Trip Insurance

You've saved and planned. You've scoured the internet and found the perfect vacation spot. The last thing you want to imagine is some unforeseen event that would force you to cancel your plans! But the old adage 'better to be safe than sorry' certainly applies.

Trip insurance is your safety net. For a small fee, you can purchase insurance that will completely cover you for flights and accommodations in the unlikely event that you have to cancel your trip. Most vacation rentals have strict cancellation policies. If someone cancels a room reservation at a hotel at the last minute, it isn't a big deal to a business that has many rooms. However, to a vacation rental owner, it can be a substantial loss of their monthly income. And there's not even a hope of a refund from the airlines!

A Piece of Paradise has teamed up with InsureMyTrip.com to bring you policies from Access America, AIG Travel Guard, American Express, CSA Travel Protection, Global Alert!, Global Underwriters, HTH Worldwide, International Medical Group, M.H. Ross, MEDEX, MedjetAssist, MultiNational Underwriters, On Call International, RBC Travel Protection, Seven Corners, Travel Insured, Travelex, TravelSafe and TruTravel Insurance.

See our QUOTES PAGE to compare quotes and purchase trip insurance.

Package Policies

These policies are designed for travelers going on a single trip. They can be used for Cruises, Tours, Flights, House Rentals and a world of other trip types.

Most offer Trip Cancellation, Baggage, Medical, Dental, Emergency Evacuation, 24 Hour Traveler Assistance, Baggage Delay, Travel Delay, and Accidental Death Coverages. Some policies also have options for Collision/Damage coverage for rented cars, Flight Insurance (a form of Accidental Death Coverage while flying only) and added Emergency Evacuation insurance. Some package policies include coverage for children at no extra charge.

Business Package Policies

These policies are uniquely designed for individual business travelers and small to mid-size companies with traveling employees. Business Package Policies provide coverage for multiple business trips throughout the year [total business travel days of 30 per year] or a single business trip.

All policies offer coverage for business-relevant concerns including Trip Cancellation, Identify Theft Protection, and Concierge Services. Most uniquely, they also provide for Baggage and Business effects including the costs of trade shows and business conferences as well as the expense of lost, stolen and /or damaged laptops, cell phones and booth exhibits.

Travel Medical Policies

These policies provide Medical Coverage for travel up to a year in length. Some include coverage for evacuation, flight, accidental death, limited baggage, and trip interruption.

Multi-Trip Medical Policies

These policies provide annual Medical Coverage for multiple trips throughout the year. All policies have trip length restrictions of either 15, 30 or 70 days. Some include coverage for evacuation, flight, accidental death, limited baggage, and trip interruption.

Medical Evacuation Policies

These policies provide protection for travelers in the event they become seriously ill or injured while traveling. They provide emergency medical evacuation to the nearest appropriate care facility or on some plans, to your hospital of choice. They also include coverage for repatriation of mortal remains.

Flight Accident Policies

These policies are designed for travelers going on a single trip and provide coverage for Flight Accident Insurance (a form of Accidental Death Coverage while flying).

Travel Major Medical Policies

These policies are designed for travelers who are going abroad for at least 6 months and require more permanent insurance. These plans provide comprehensive medical protection including emergency medical treatment, wellness care and optional prescription drug coverage. Like most major medical policies, these plans contain both in and out of network coverage, deductibles and co-payments and have the added travel benefits of accidental death and emergency medical evacuation protection.

Accidental Death Policies

AD & D policies (Accidental Death & Dismemberment) are designed for travelers going on a single trip, or can be written on an annual basis for individuals, businesses or groups. These policies provide protection in the event of a loss of life or dismemberment injury sustained while traveling. These polices can be written with benefit limits up to $20 million.